<?xml version="1.0"?>
<dblp>
<article key="journals/ecra/DaiG07" mdate="2007-05-10">
<author>Xiaoling Dai</author>
<author>John C. Grundy</author>
<title>NetPay: An off-line, decentralized micro-payment system for thin-client applications.</title>
<pages>91-101</pages>
<year>2007</year>
<volume>6</volume>
<journal>Electronic Commerce Research and Applications</journal>
<number>1</number>
<ee>http://dx.doi.org/10.1016/j.elerap.2005.10.009</ee>
<url>db/journals/ecra/ecra6.html#DaiG07</url>
</article>
</dblp>
