@article{DBLP:journals/dss/ChoudharyT09,
  author    = {Vidyanand Choudhary and
               Rajeev K. Tyagi},
  title     = {Economic incentives to adopt electronic payment schemes
               under competition},
  journal   = {Decision Support Systems},
  volume    = {46},
  number    = {2},
  year      = {2009},
  pages     = {552-561},
  ee        = {http://dx.doi.org/10.1016/j.dss.2008.10.006},
  bibsource = {DBLP, http://dblp.uni-trier.de}
}