Xiaoyong Chai Lin Deng Qiang Yang Charles X. Ling Test-Cost Sensitive Naive Bayes Classification. 51-58 2004 conf/icdm/2004 ICDM http://csdl.computer.org/comp/proceedings/icdm/2004/2142/00/21420051abs.htm db/conf/icdm/icdm2004.html#ChaiDYL04