<?xml version="1.0"?>
<dblp>
<inproceedings key="conf/hci/MedhiRT09" mdate="2009-08-19">
<author>Indrani Medhi</author>
<author>Aishwarya Ratan</author>
<author>Kentaro Toyama</author>
<title>Mobile-Banking Adoption and Usage by Low-Literate, Low-Income Users in the Developing World.</title>
<pages>485-494</pages>
<year>2009</year>
<booktitle>HCI (14)</booktitle>
<ee>http://dx.doi.org/10.1007/978-3-642-02767-3_54</ee>
<crossref>conf/hci/2009-14</crossref>
<url>db/conf/hci/hci2009-14.html#MedhiRT09</url>
</inproceedings>
</dblp>
